1. Each investment property must involve minimal cash outlay with maximum bank interest being saved in the Smart Money loan structure.

2. Property selection is critical - our developments are only in highly sought after performing areas.

3. Every investment property must be self-sufficient in its financial structure to minimise the impact on your cash-flow and lifestyle.

4. Save as many costs as possible in association with purchasing the property, so this will add to you making an additional profit when you purchase.

   In “normal” property transactions there is a seemingly never-ending list of expenses associated with the sale before the property is capable of being rented in the open market.  For example, the necessary finishes to a new property are often left out by a developer or overlooked by an untrained buyer such as window treatments, light fittings, floor coverings, TV antennas, fencing, landscaping, security, dishwashers, reticulation, landscaping and air-conditioning/heating etc.

   Smart Property Investments wholesale approach ensures that all the properties will be finished ready for occupation providing purchaser peace of mind.  In addition, our house and land package system cuts costs even further as stamp duty is paid on the land only and not the completed price i.e. there is no stamp duty on the building construction costs which provides you with another major saving upfront.
   

5. It is ok to have some properties that you would sell to provide good cash flow and living expenses but it is essential that you keep an ongoing and growing number of core prime properties that you “never” sell.

Smart Property Investments is designed to accelerate your wealth. Property developments selected by Smart Property Investments are based on strict criteria for strong capital growth and good rent returns. Smart Money's loan structuring will enable you to minimize your interest payments and give ongoing and increasing maximum equity capital growth. Our properties are usually new to maximize depreciation and the associated tax savings. Appropriate return and tax savings result in positive cash flow. Ideally the investment property is financially self-sufficient to ensure that the investing process is stress-free and makes it much easier to continue to grow a portfolio of investment properties.